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Iowa Prairie Bank
Privacy Information

Iowa Prairie Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications, online banking transactions, or through the use of online financial tools such as interactive calculators. A detailed description of Iowa Prairie Bank's Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us.

Respect of Right to Privacy

Iowa Prairie Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Collection and Use of Personal Information

The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes: to protect and administrator your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.

Limited Employee Access to Personal Information

Iowa Prairie Bank limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. Iowa Prairie Bank also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel information online, providing audit trails to further safeguard the privacy of your personal information.

Information We Disclose

We understand that you expect the personal information you have entrusted to us to be handled with great care. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as necessary to provide Iowa Prairie Bank services or as otherwise permitted or required by law.

We are also permitted by law to disclose nonpublic information about you in certain circumstances to third parties, which are not part of Iowa Prairie Bank. We do not sell or share customer information to unrelated third parties for the third parties to use for their own purposes. We do share information with companies that work for us. For example, we may share information with companies that print checks for us, mail customer statements or letters, or provide data processing services. These companies are acting on our behalf when they provide these services and are obligated by contract to maintain the information they receive in a confidential manner. They are not authorized to use the information for any other purposes. We also provide information:

  • When you authorize us to release information;
  • To credit reporting agencies;
  • To other parties when it is necessary or helpful in completing a transaction you initiate, including other financial institutions and networks involved in processing your transactions;
  • To comply with a law, regulation, court order or subpoena;
  • To verify the existence of your account and general information about the condition of your account for a merchant or other financial institution;
  • In response to an inquiry about whether a check you have written on an account will clear;
  • To local, state and federal authorities if we believe a crime may have been committed involving your account;
  • To our independent auditors, consultants or attorneys and to agencies that regulate us.

USA Patriot Act Information

Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for you name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents and may make copies of these documents for our records. We may collect "nonpublic personal information" about you form the following sources:

  • Information we receive from you on applications or other loan and account forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list that is not publicly available.

Email

If you should happen to choose to contact Iowa Prairie Bank via email, please keep in mind that some personal information such as your email address, name of you organization and any other information that your email header may contain will be revealed to Iowa Prairie Bank employees in the email. Your information, such as email address we would reply to, will only be used by Iowa Prairie Bank for the specific purposes of answering your questions or comments. Your email address will not be sold or shared with anyone outside Iowa Prairie Bank unless law requires us to.

Unencrypted email is not always secure form eavesdropping or interception. If you do communicate with Iowa Prairie Bank using email, please do not include any sensitive information such as account numbers, credit card numbers or social security number. If you must send us this information for any reason, please use postal mail.

Protecting Children

Iowa Prairie Bank does not knowingly solicit data from children, and we do not knowingly conduct on-line marketing to children. We recognize that protecting children's identities and privacy on-line is important and that the responsibility to do so rest with both the on-line industry and with parents.

Links to other sites

Our site contains links to other websites. Upon taking a link to another site, you are subject to that site's privacy policy.

Disclosure of Privacy Policies

Iowa Prairie Bank is committed to ensuring the privacy of its customer's personal information. If you believe Iowa Prairie Bank has misused information obtained through our relationships with you or through our Web site, or if you have questions or concerns regarding this privacy policy, please contact us at 240 Linn Street, Brunsville, IA 51008, or call 712-533-6441, to resolve any disputes.

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